“Wages make a living, which is Fine

ProfitS make a fortune, which is SUPER Fine”

- Jim Rohn -

I am not feeling so well today. Having a slight fever. It was a hectic weekend, travelling to and fro my sis-in-law’s place because my parents-in-law are here, plus wrong timing of the month. So..I was kind of moody today..

Little J was having his chocolate cup cake and I was reading a book. He came over to me, put the dirty spoon on his nose and his face was smeared with chocolate. I got mad and scolded him for messing the floor and dirty himself.. He bursted into tears and said, ” Mommy, I was just trying to look funny. I just want to make you laugh, to make you happy because you look so sad today. Why do you have to scold me?”

I hugged him immediately and said sorry to him. I helped him washed his face and hands and he starts running about and playing as if nothing has happened. Ya, I have to learn from him, to learn how to forgive and forget…

A couple of days ago, I was having this interesting conversation with a medical doctor. He owns a private clinic and business is good. Can you imagine opening the clinic at 8.30am every morning and closes at 11pm? When I say, every morning, it means including Sat and Sun! Wow.. he must be seeing.. at least 50 patients in a day!

He arrogantly told me that he is earning tons of money and would not need any extra income or side business opportunity. Then I asked him a question. If you are seeing 50 patients a day, from each patient, you made a profit of RM20, so you will be earning RM1000 per day, right? He said yes. Then I asked, can you increase your income potential by seeing 100 patients a day so that your daily income increase double to RM2000? He paused for a while and replied a “No”. Hmm.. is he admitting that his income potential is limited?

Then finally I asked him, “Dr, can you close your clinic for a month, and yet still get income coming in?” What do you think his answer was?

“A leader’s credibility begins with personal success. It ends with helping others achieve personal success.”

John C. Maxwell

I just checked Public Mutual fund price and whoosh…what a downtrend..  it’s an excellent time to invest in unit trust, a great oppotunity to create another source of income. Didn’t we study at Economic school that we should buy low and sell high?

Thanks to my mentor, T. Harv Eker, the author of Secrets of the Millionnaire Mind, for the tips, don’t wait to buy but buy and wait..

Calling my unit trust agent now.. wink wink

“Many overweight children and teenagers could have severe cardiovascular disease in their 20s and 30s, causing a healthcare crisis”

The arteries of many obese children and teenagers are as thick and stiff as those of 45-year-olds, a sign that such children could have severe cardiovascular disease at a much younger age than their parents unless their condition is reversed, researchers said.

More details here.

Parents, watch what your children eats!

Citigroup is cutting approximately 53,000 jobs, reducing headcount by amazingly 20%!! Read here for details. Closer to home, Singapore DBS bank, which is also South East Asia biggest bank is cutting 900 jobs, reducing 6% of their staff. Read here.

I dread to think for the family of those who suddenly become jobless although working for world-class banks .. who’s going to pay for their loans, who’s going to pay for their children’s education.. most important of all, who is going to pay for their food..

All I can say is.. treat this as a bad experience for trading your time with money, making a linear income where once your job is cut, your income stops! It’s never too late to start working towards a Residual Income, where you work only ONCE and get paid over and over!

A couple of days ago, MAS announced its Global All Inclusive Low fare.. then 2 days later, AirAsia announced No Fuel Surcharge Fare and 500,000 Free Seat and today.. MAS accounces its Domestic All Inclusive Low Fare..

I really love the competition between these 2 National carriers.. Keep on going ya…

I was teaching Little J names of all kinds of vegetables and fruits using Smartbees, an E-Learning program which I subscribed for the children. Then I would use Besta, the electronic dictionary to explain to him the meaning of the words. Besta uses Oxford Advance Learner’s Dictionary and look at how Oxford defines Durian, my favorite fruit.

“A large tropical fruit with a strong unpleasant smell but a sweet flavour”

Unpleasant smell? To the Oxford publisher perhaps but to me, it has a very pleasant smell.. so goes the saying, “Beauty lies in the eyes of its beholder”..